On this edition of Long Term Care Radio, Brian and Madalyn explain what informal vs formal care is, and the hidden costs faced by caretakers who don't receive payment for caretaking.
Sure, we are aware of the financial burden a long term care situation can cause, but what are the hidden costs of a long term care situation? Most people in a long term care situation, don’t actually end up in a nursing home as many people believe. Brian and Madalyn are here to help, the two tackle the many misconceptions of long term care insurance, and provide you with real usable advice.
Brian laments the loss of his favorite muffins and explains how that relates to the importance of proper long term care planning. Brian explains what taxes you can avoid by having long term care insurance.
Brian and Madalyn discuss State Partnership plans, how they came to be and how the government originally reacted to the long term care insurance industry.
Brian talks about what inspired his career in long term care, why self-insuring is obsolete, and the hidden costs associated with not buying long term care insurance.
Brian and Madalyn talk about long term care as the foundation of your retirement and estate planning.
Brian and Madalyn discuss the importance of long term care as well as their upcoming seminar.
Brian and Madalyn explain what constitutes a long term care situation, and what the non-monetary benefits of long term care insurance are.
Brian and Madalyn compare and contrast the three most common long term care insurance plans: traditional, asset, and hybrid based.
Secrets for paying fewer taxes. Brian and Madalyn explain the pension protection act and how it made self-insuring obsolete.
Brian and Madayln give you in depth information on the new state partnership programs your long term care insurance may qualify for. The two of them answer calls from listeners about group plans, transferring long term care insurance across state lines, dealing with the V.A. and more!
Turning pennies today into dollars tomorrow. Brian and Madalyn educate listeners on the intricacies of long term care insurance planning and explain what kind of medical tests are required to apply for long term care.
Brian and Madalyn tackle common myths when it comes to long term care. One of them being that age alone doesn’t disqualify anyone for long term care.
Why do we need long term care insurance? What are the personal and physical costs of long term care? There’s a lot more to long term care than just the numbers. Listen in, and discover the hidden costs you may not be aware of, and the toll long term care situations can put on family caretakers.
Brian and Madalyn explain the difference between joint policies and shared care policies and how you can benefit from a partner discount.
Brian and Madalyn explain how the Pension Protection Act made self insurance plans obsolete, and how you can benefit from a long term care insurance plan even if you never use it!
Getting long term care insurance can be a daunting process, Brian and Madalyn help you navigate these waters by telling you where to start and how to find more information on long term care insurance. Don't be fooled by bad advice! It's better to be prepared with even minimal coverage than no coverage at all. Brian explains how a small policy can make a meaningful difference.
Brian and Madalyn discuss how you're never too old to apply for long term care insurance, and go over the benefits of the different plans that are now available.
Brian and Madalyn discuss the differences between asset based and hybrid long term care insurance plans.